frederick-the-great:

belakqwa:

lookninjas:

kendralynora:

shanjedi:

the-gingerdancer:

alliecat-person:

karalianne:

buzzfeed:

Ugh.

I am so confused. Did chip readers only just come into mass use in the US or something? We’ve had them for years in Canada and this kind of confusion was pretty common a while back but now everyone has chip Interac (did you know Interac is a Canadian organization? The more you know).

Right now we’re all still getting used to tap cards. My bank sent me a new debit card and it’s a debit MasterCard with the chip and the tap but so far I haven’t gotten the tap to work (only tried it once though, I should talk to someone actually at the bank to see how to do it and stuff).

Um, yes? It’s only been a few months now that I’ve started seeing chips, and it’s kind of a pain in the ass.

I didn’t realize until just now that half the rest of the world already had them.

Yep, chip and pin is the standard here in the uk and most places do contactless.

Here in Australia we’ve had tap’n’go for a few years now – I dont think I’ve ever actually had to swipe or use the chip reader.

I heard that americans can and still do write cheques at stores… idk if this was a rumour to just fuck with us all but this post is making me question their banking status so maybe it’s true

Here’s an article from Ars Technica about the United States’ excruciatingly slow transition to chip and pin.  

In short – we were supposed to switch over on October 1st, but a lot of merchants didn’t know/decided the risk of being on the hook for someone else’s credit card fraud outweighed the costs of being able to make the conversion on time.  Also, some of us are working on super-antiquated POS systems (POS meaning both Point Of Sale and Piece Of…  anyway) that will probably shrivel up and die if one more “fix” gets pushed through to make the chip readers work.

I may be speaking from some experience on the last one.  (Opening day of deer season.  But at least it wasn’t Black Friday; that was a different store in the district.  Fun fun fun.)

And yes, some people do still write checks, although it’s infrequent.  I’d say about 1-3% of our transactions involve checks nowadays, and it’s still dropping.  But older customers will probably never fully part with them.

IDK what’s wrong with your chip readers guys but I use them all the time and it takes me 10 seconds max to pay even though I have to enter my pin-code every time.

Like if you are used to not enter your pin-code every time and it annoys you that you have to now I can understand but it’s kind of stupid. I got my wallet stolen 3 times and every time I had enough amount of time to call to my bank and block the card. And because I have online access to my card I usually block it myself (2 out of 3 times) but before I transfer all the money to another card so I don’t have to wait for them to be unfrozen till I get a duplicate.

Better to let your card to steal 10-20 seconds of your time then someone else to steal your money, eh? And yes, I think pretty much almost everywhere in Europe chip & pin cards are the most common.

I can’t believe americans have only started using this. What did you do before if someone stole your wallet and used your cards?

You cancelled your cards and then had a massive fight with the bank about proving that you weren’t the one to spend all that money. 

And yes, most places here will still accept cheques. Not just a rumor.